USDC on Aave zkSync Era❄ Frozen

Live USDC (USDC) rates on the Aave V3 zkSync Era market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-09-21 08:51 UTC

Supply APY

0.42%

earned by suppliers

Borrow APY, variable

61.14%

paid by borrowers

Total supplied

$119K

118.87K USDC

Total borrowed

$104K

104.28K USDC

Utilization

99.4%

share of supply that is lent out

Available to borrow

$599

oracle price $0.9999

USDC supply and borrow APY history

Daily averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	99.00%
Flash loans	Enabled
Isolation mode debt ceiling	$0 of $0
Supply cap used	118.87K of 1.00 USDC (11887020.3%)
Borrow cap used	104.28K of 1.00 USDC (10428047.2%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDC token	0x1d17…38D4
aToken (aZksUSDC)	0xE977…fbDb
Variable debt token	0x0049…25B9
Price oracle	0x22A4…1222
Interest rate strategy	0x5781…D237
Pool	0x78e3…c43c

Links open the zkSync block explorer.

USDC utilization and interest rate curve

Utilization is 99.4% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 5.00% to 10.00%. Past that point it climbs steeply, reaching 50.00% when everything is lent out. How Aave interest rates work.

USDC on other Aave markets

The same asset, different rates

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum CoreUSDC · $2.38B	$2.38B2.38B USDC	3.60%	$2.18B2.18B USDC	4.38%	91.6%
BaseUSDC · $181.8M	$181.8M181.86M USDC	3.70%	$159.8M159.80M USDC	4.70%	87.9%
ArbitrumUSDC · $181.2M	$181.2M181.19M USDC	2.93%	$153.9M153.89M USDC	3.85%	84.9%
MonadUSDC · $163.9M	$163.9M163.94M USDC	3.77%	$142.6M142.61M USDC	4.84%	87.0%
Arc MainV4USDC · $124.8M	$124.8M124.86M USDC	<0.01%	$1.16M1.16M USDC	0.04%base rate	0.9%
InkUSDC · $67.09M	$67.09M67.10M USDC	4.27%	$49.45M49.45M USDC	6.50%	73.7%
AvalancheUSDC · $63.62M	$63.62M63.63M USDC	3.47%	$55.99M55.99M USDC	4.40%	88.0%
PolygonUSDC · $28.12M	$28.12M28.12M USDC	3.32%	$17.96M17.97M USDC	6.60%	63.9%