RLUSD on Aave V4 Ethereum RLUSD Yield

Live RLUSD rates on the Aave V4 RLUSD Yield spoke on Ethereum. On V4 every borrower pays the hub's base rate, and a personal risk premium can be added depending on the collateral behind the loan.

Data from Aave's V4 API · updated 2026-11-08 04:27 UTC

Supply APY

2.78%

plus rewards

Base borrow rate

3.87%

before any risk premium

Supplied here

$49.33M

49.33M RLUSD

Borrowed here

$41.82M

41.82M RLUSD

Hub utilization

84.8%

Sentora hub, all spokes

Available to borrow

$7.50M

price $1.0000

RLUSD supply and borrow rate history

Averages published by Aave's V4 API

Risk settings on this spoke

Can be used as collateral	No
Collateral factor	–
Collateral risk score	0.00%
Max liquidation bonus	–
Liquidation fee	0.00%
Supply cap used	49.33M of 100.00M RLUSD (49.3%)
Borrow cap used	41.82M of 90.00M RLUSD (46.5%)

The collateral factor decides how much you can borrow against this asset. The risk score feeds the borrower's risk premium: the safer the collateral, the lower the premium. How V4 works.

Where the liquidity comes from

Hub	Sentora hub
Supplied across the hub	$49.33M
Borrowed across the hub	$41.83M
Spokes sharing it	2
Liquidity fee	20.00%
RLUSD token	0x8292…17eD
Spoke contract	0x9EbF…4e52
Hub contract	0xD138…e9c2

RLUSD utilization and interest rate curve

Hub utilization is 84.8% right now. Set by the Sentora hub: how the base rate responds as more of the supply gets borrowed.

Base borrow rate Supply rate

Up to 90% utilization the base rate climbs gently from 0.50% to 4.00%. Past that point it climbs steeply, reaching 16.00% when everything is lent out.

About RLUSD on the RLUSD Yield spoke

RLUSD is listed on the Aave V4 RLUSD Yield spoke on Ethereum, which draws its liquidity from the Sentora hub. On this spoke $49.33M is supplied and $41.82M borrowed, nearly all of the RLUSD in the hub, which is shared by 2 spokes. $7.50M is available to borrow.

Suppliers earn 2.78% a year, and borrowers pay the hub's base rate of 3.87% plus a personal risk premium that depends on the collateral behind their loan. The hub is 84.8% borrowed. Up to 90% the base rate rises gently from 0.50% to 4.00%; above that it climbs steeply to 16.00% when everything is lent out.

RLUSD cannot be used as collateral on this spoke. The best RLUSD supply rate elsewhere on Aave is 2.58% on Ethereum Core. The cheapest place to borrow it is Ethereum Horizon at 2.64%. Compare RLUSD rates on every Aave market.

Among the 3 Aave markets with at least $1M of RLUSD supplied, this one pays the highest supply rate. Its base borrow rate is the 2nd lowest of the 4 markets with at least $250K of RLUSD to lend. A week ago suppliers earned 0.02% and the base borrow rate was 0.62%, with the hub 3.1% lent out. Over the past 18 days, the supply rate ranged from 0.00% to 3.11%, and the base borrow rate from 0.50% to 4.08% (one reading a day).

RLUSD on Aave V4 RLUSD Yield: quick answers

What is the RLUSD supply APY on Aave V4 RLUSD Yield?

2.78% a year right now. It is paid out of what borrowers across the Sentora hub pay and changes with every deposit, loan and repayment.

What does it cost to borrow RLUSD on Aave V4 RLUSD Yield?

The base borrow rate is 3.87%. On Aave V4 each borrower also pays a risk premium on top, set by the collateral behind their loan, so the rate you pay can be higher.

Can I use RLUSD as collateral on Aave V4 RLUSD Yield?

No, RLUSD is not accepted as collateral on this spoke, although it can be supplied to earn interest.

Where else can I supply or borrow RLUSD on Aave?

The best supply rate is 2.58% on Ethereum Core. The cheapest borrow rate is 2.64% on Ethereum Horizon. Only markets with real liquidity are counted.

RLUSD elsewhere on Aave

V3 markets and other V4 spokes

RLUSD rates on every Aave market →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum HorizonRLUSD · $136.3M	$136.3M136.29M RLUSD	1.10%	$63.86M63.87M RLUSD	2.64%	46.9%
Ethereum CoreRLUSD · $2.81M	$2.81M2.81M RLUSD	2.58%	$1.93M1.93M RLUSD	4.75%	68.5%
Ethereum MainV4RLUSD · $384	$384383.77 RLUSD	2.03%	$272271.93 RLUSD	3.61%base rate	70.9%
Ethereum BluechipV4RLUSD · $186	$186185.64 RLUSD	2.78%	$15.8K15.76K RLUSD	3.87%base rate	84.8%
Ethereum ForexV4RLUSD · $0	$00 RLUSD	2.03%	$00.101 RLUSD	3.61%base rate	70.9%
Ethereum GoldV4RLUSD · $0	$00 RLUSD	2.03%	$00.000017 RLUSD	3.61%base rate	70.9%