BTC.b on Aave Avalanche

Q: What is the BTC.b supply APY on Aave Avalanche?

<0.01% a year right now. It is paid out of what borrowers pay and changes with every deposit, loan and repayment.

Q: What is the BTC.b borrow rate on Aave Avalanche?

The variable borrow APY is 0.13%. It rises with utilization, now 2.5%.

Q: Can I use BTC.b as collateral on Aave Avalanche?

Yes. You can borrow up to 70% of its value, and a loan is liquidated at 75% with a 6.5% penalty.

Q: How much BTC.b can be borrowed on Aave Avalanche right now?

$3.75M (49.48 BTC.b) is available. The borrow cap is 37% used.

Q: Where else can I supply or borrow BTC on Aave?

The best supply rate is 0.00% on the Avalanche Main spoke (V4). Only markets with real liquidity are counted.

Live Bitcoin (BTC.b) rates on the Aave V3 Avalanche market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

<0.01%

earned by suppliers

Borrow APY, variable

0.13%

paid by borrowers

Total supplied

$88.10M

1.16K BTC.b

Total borrowed

$2.24M

29.52 BTC.b

Utilization

2.5%

share of supply that is lent out

Available to borrow

$3.75M

oracle price $75.9K

BTC.b supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	Yes
Max loan-to-value (LTV)	70.00%
Liquidation threshold	75.00%
Liquidation penalty	6.50%
Reserve factor	50.00%
Flash loans	Enabled
Supply cap used	1.16K of 1.70K BTC.b (68.3%)
Borrow cap used	29.52 of 79.00 BTC.b (37.4%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

BTC.b token	0x152b…3E50
aToken (aAvaBTC.b)	0x8ffD…0692
Variable debt token	0xA866…B40a
Price oracle	0x2779…5743
Interest rate strategy	0xCe1C…93da
Pool	0x794a…14aD

Links open the Avalanche block explorer.

BTC.b utilization and interest rate curve

Utilization is 2.5% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 80% utilization the borrow rate climbs gently from 0.00% to 4.00%. Past that point it climbs steeply, reaching 84.00% when everything is lent out. How Aave interest rates work.

About BTC.b on Aave Avalanche

Bitcoin (BTC.b) is listed on the Aave V3 Avalanche market. Lenders have supplied $88.10M (1.16K BTC.b) and borrowers owe $2.24M, so 2.5% of the pool is lent out and $3.75M is left to borrow. The supply cap is 68% used.

Suppliers earn <0.01% a year, and variable-rate borrowers pay 0.13%. The rate follows utilization: up to 80% the borrow rate rises gently from 0.00% to 4.00%, and above that it climbs steeply to 84.00% when everything is lent out. At 2.5% now, the pool is below that point. Aave keeps 50% of the interest as its reserve factor.

BTC.b counts as collateral here: you can borrow up to 70% of its value, and a loan is liquidated once it reaches 75%, with a 6.5% penalty. The best BTC supply rate elsewhere on Aave is 0.00% on the Avalanche Main spoke (V4). Compare BTC rates on every Aave market.

Among the 3 Aave markets with at least $1M of BTC supplied, this one pays the highest supply rate. A week ago suppliers earned <0.01% and borrowers paid 0.13%, with 2.6% of the pool lent out. Over the past 30 days, the borrow rate ranged from 0.13% to 0.21% (one reading a day).