BTC.b on Aave Ethereum Core

Q: What is the BTC.b supply APY on Aave Ethereum Core?

0.00% a year right now. It is paid out of what borrowers pay and changes with every deposit, loan and repayment.

Q: Can I use BTC.b as collateral on Aave Ethereum Core?

Yes. You can borrow up to 73% of its value, and a loan is liquidated at 78% with a 7.5% penalty.

Q: Where else can I supply or borrow BTC on Aave?

The best supply rate is <0.01% on Avalanche. The cheapest borrow rate is 0.13% on Avalanche. Only markets with real liquidity are counted.

Live Bitcoin (BTC.b) rates on the Aave V3 Ethereum Core market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

0.00%

earned by suppliers

Borrow APY, variable

–

borrowing is off

Total supplied

$1.25M

16.52 BTC.b

Total borrowed

0 BTC.b

Utilization

0.0%

share of supply that is lent out

Available to borrow

borrowing is off

BTC.b supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	Yes
Max loan-to-value (LTV)	73.00%
Liquidation threshold	78.00%
Liquidation penalty	7.50%
Reserve factor	50.00%
Flash loans	Enabled
Supply cap used	16.52 of 225.00 BTC.b (7.3%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

BTC.b token	0xB0F7…7072
aToken (aEthBTCb)	0x12b7…353E
Variable debt token	0x6C67…9339
Price oracle	0xb41E…8B0A
Interest rate strategy	0x9ec6…FdFB
Pool	0x8787…A4E2

Links open the Ethereum block explorer.

BTC.b utilization and interest rate curve

Utilization is 0.0% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 45% utilization the borrow rate climbs gently from 0.00% to 10.00%. Past that point it climbs steeply, reaching 310.00% when everything is lent out. How Aave interest rates work.

About BTC.b on Aave Ethereum Core

Bitcoin (BTC.b) is listed on the Aave V3 Ethereum Core market on Ethereum. Lenders have supplied $1.25M (16.52 BTC.b), and borrowing it is switched off. The supply cap is 7% used.

Suppliers earn 0.00% a year. The rate follows utilization: up to 45% the borrow rate rises gently from 0.00% to 10.00%, and above that it climbs steeply to 310.00% when everything is lent out. At 0.0% now, the pool is below that point. Aave keeps 50% of the interest as its reserve factor.

BTC.b counts as collateral here: you can borrow up to 73% of its value, and a loan is liquidated once it reaches 78%, with a 7.5% penalty. The best BTC supply rate elsewhere on Aave is <0.01% on Avalanche. The cheapest place to borrow it is Avalanche at 0.13%. Compare BTC rates on every Aave market.

Among the 3 Aave markets with at least $1M of BTC supplied, this one pays the 2nd highest supply rate. A week ago suppliers earned 0.00%, with 0.0% of the pool lent out.