BTC.b on Aave V4 Avalanche Main
Live Bitcoin (BTC.b) rates on the Aave V4 Main spoke on Avalanche. On V4 every borrower pays the hub's base rate, and a personal risk premium can be added depending on the collateral behind the loan.
Data from Aave's V4 API · updated
Supply APY
0.00%
earned by suppliers
Base borrow rate
0.00%
borrowing is off
Supplied here
$8.90M
117.30 BTC.b
Borrowed here
$24.00
0.00031 BTC.b
Hub utilization
0.0%
Core hub, all spokes
Available to borrow
$0
borrowing is off
BTC.b supply and borrow rate history
Averages published by Aave's V4 API
Base borrow rate Supply APY
| Day | Supply APY | Borrow rate |
|---|
Risk settings on this spoke
| Can be used as collateral | Yes |
|---|---|
| Collateral factor | 75.00% |
| Collateral risk score | 0.00% |
| Max liquidation bonus | 7.22% |
| Liquidation fee | 10.00% |
| Supply cap used | 117.30 of 200.00 BTC.b (58.7%) |
The collateral factor decides how much you can borrow against this asset. The risk score feeds the borrower's risk premium: the safer the collateral, the lower the premium. How V4 works.
Where the liquidity comes from
| Hub | Core hub |
|---|---|
| Supplied across the hub | $8.90M |
| Borrowed across the hub | $24.00 |
| Spokes sharing it | 1 |
| Liquidity fee | 25.00% |
| BTC.b token | 0x152b…3E50 |
| Spoke contract | 0x4352…3a56 |
| Hub contract | 0xd073…Df6e |
BTC.b utilization rate history
Recorded once a day by Aave Tracker
BTC.b utilization and interest rate curve
Hub utilization is 0.0% right now. Set by the Core hub: how the base rate responds as more of the supply gets borrowed.
Base borrow rate Supply rate
Up to 80% utilization the base rate climbs gently from 0.00% to 4.00%. Past that point it climbs steeply, reaching 84.00% when everything is lent out.
About BTC.b on the Main spoke
Bitcoin (BTC.b) is listed on the Aave V4 Main spoke on Avalanche, which draws its liquidity from the Core hub. On this spoke $8.90M is supplied and $24.00 borrowed, nearly all of the BTC.b in the hub, which is shared by 1 spoke. Borrowing BTC.b is switched off here, so existing loans can only be repaid.
Suppliers earn 0.00% a year, and borrowers pay the hub's base rate of 0.00% plus a personal risk premium that depends on the collateral behind their loan. The hub is 0.0% borrowed. Up to 80% the base rate rises gently from 0.00% to 4.00%; above that it climbs steeply to 84.00% when everything is lent out.
BTC.b can back loans here with a collateral factor of 75%. Its collateral risk score of 0% feeds the borrower's risk premium, and liquidators can earn a bonus of up to 7.2%. The best BTC supply rate elsewhere on Aave is <0.01% on Avalanche. The cheapest place to borrow it is Avalanche at 0.13%. Compare BTC rates on every Aave market.
Among the 3 Aave markets with at least $1M of BTC supplied, this one pays the 2nd highest supply rate. A week ago suppliers earned 0.00% and the base borrow rate was 0.00%, with the hub 0.0% lent out. Over the past 30 days, the base borrow rate held at <0.01% (one reading a day).
BTC.b on Aave V4 Main: quick answers
What is the BTC.b supply APY on Aave V4 Main?
0.00% a year right now. It is paid out of what borrowers across the Core hub pay and changes with every deposit, loan and repayment.
What does it cost to borrow BTC.b on Aave V4 Main?
The base borrow rate is 0.00%. On Aave V4 each borrower also pays a risk premium on top, set by the collateral behind their loan, so the rate you pay can be higher.
Can I use BTC.b as collateral on Aave V4 Main?
Yes, with a collateral factor of 75%: you can borrow up to that share of its value. Safer collateral lowers your risk premium.
Where else can I supply or borrow BTC on Aave?
The best supply rate is <0.01% on Avalanche. The cheapest borrow rate is 0.13% on Avalanche. Only markets with real liquidity are counted.
BTC.b elsewhere on Aave
V3 markets and other V4 spokes
| Market | Supply APY | Borrow APY |
|---|---|---|
| AvalancheBTC.b · $88.10M | <0.01% | 0.13% |
| Ethereum CoreBTC.b · $1.25M | 0.00% | not borrowable– |
| MegaETHBTC.b · $38.8K | 0.00% | not borrowable– |
