USDT on Aave Linea

Live Tether USD (USDT) rates on the Aave V3 Linea market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-09-21 08:51 UTC

Supply APY

3.51%

earned by suppliers

Borrow APY, variable

4.42%

paid by borrowers

Total supplied

$415K

415.33K USDT

Total borrowed

$368K

367.64K USDT

Utilization

88.5%

share of supply that is lent out

Available to borrow

$47.7K

oracle price $0.9997

USDT supply and borrow APY history

Daily averages published by Aave's API

Risk settings

Can be used as collateral	Yes
Max loan-to-value (LTV)	75.00%
Liquidation threshold	78.00%
Liquidation penalty	5.00%
Reserve factor	10.00%
Flash loans	Enabled
Supply cap used	415.33K of 708.00K USDT (58.7%)
Borrow cap used	367.64K of 378.00K USDT (97.3%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDT token	0xA219…2B93
aToken (aLinUSDT)	0x8823…C673
Variable debt token	0x4CEd…8a2F
Price oracle	0x0Dcc…08Ed
Interest rate strategy	0xB153…4671
Pool	0xc47b…a8Ac

Links open the Linea block explorer.

USDT utilization and interest rate curve

Utilization is 88.5% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 4.40%. Past that point it climbs steeply, reaching 14.40% when everything is lent out. How Aave interest rates work.

E-Mode categories that include USDT

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (1)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
ezETH__USDC_USDT	72.50%	75.00%	7.50%	No	Yes

USDT on other Aave markets

The same asset, different rates

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum CoreUSDT · $2.90B	$2.90B2.90B USDT	4.05%	$2.71B2.71B USDT	4.85%	93.2%
PlasmaUSDT0 · $760.9M	$760.9M761.11M USDT0	4.29%	$716.5M716.77M USDT0	4.80%	94.2%
MantleUSDT0 · $156.9M	$156.9M156.91M USDT0	3.09%	$136.8M136.87M USDT0	3.95%	87.2%
MonadUSDT0 · $76.42M	$76.42M76.44M USDT0	11.01%	$72.52M72.53M USDT0	13.01%	94.9%
X LayerUSD₮0 · $72.03M	$72.03M72.06M USD₮0	3.00%	$58.40M58.42M USD₮0	4.14%	81.1%
BNB ChainUSDT · $61.77M	$61.77M61.78M USDT	2.76%	$48.59M48.60M USDT	3.92%	78.7%
ArbitrumUSD₮0 · $45.93M	$45.93M45.95M USD₮0	3.31%	$39.50M39.51M USD₮0	4.30%	86.0%
PolygonUSDT0 · $31.83M	$31.83M31.84M USDT0	3.09%	$20.29M20.29M USDT0	6.58%	63.8%