USDT0 on Aave MegaETH❄ Frozen

Live USDT0 (USDT0) rates on the Aave V3 MegaETH market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-09-21 08:51 UTC

Supply APY

2.92%

earned by suppliers

Borrow APY, variable

6.45%

paid by borrowers

Total supplied

$1.4K

1.37K USDT0

Total borrowed

$1.3K

1.27K USDT0

Utilization

92.3%

share of supply that is lent out

Available to borrow

$106

oracle price $0.9997

USDT0 supply and borrow APY history

Daily averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	50.00%
Flash loans	Enabled
Supply cap used	1.37K of 1.00 USDT0 (137249.1%)
Borrow cap used	1.27K of 1.00 USDT0 (126610.6%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDT0 token	0xB8CE…5ebb
aToken (aMegUSDT0)	0xE228…D5Ef
Variable debt token	0xB951…0D9a
Price oracle	0xAe95…d66A
Interest rate strategy	0x5cC4…8194
Pool	0x7e32…1C28

Links open the MegaETH block explorer.

USDT0 utilization and interest rate curve

Utilization is 92.3% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 4.00%. Past that point it climbs steeply, reaching 14.00% when everything is lent out. How Aave interest rates work.

E-Mode categories that include USDT0

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (5)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
WETH Stablecoins	80.50%	83.00%	5.50%	No	Yes
BTCb Stablecoins	70.00%	75.00%	6.50%	No	Yes
wstETH Stablecoins	78.50%	81.00%	6.50%	No	Yes
USDe__USDT0_USDm	90.00%	93.00%	2.00%	No	Yes
stcUSD__Stablecoins	88.00%	90.00%	4.00%	No	Yes

USDT0 on other Aave markets

The same asset, different rates

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum CoreUSDT · $2.90B	$2.90B2.90B USDT	4.05%	$2.71B2.71B USDT	4.85%	93.2%
PlasmaUSDT0 · $760.9M	$760.9M761.11M USDT0	4.29%	$716.5M716.77M USDT0	4.80%	94.2%
MantleUSDT0 · $156.9M	$156.9M156.91M USDT0	3.09%	$136.8M136.87M USDT0	3.95%	87.2%
MonadUSDT0 · $76.42M	$76.42M76.44M USDT0	11.01%	$72.52M72.53M USDT0	13.01%	94.9%
X LayerUSD₮0 · $72.03M	$72.03M72.06M USD₮0	3.00%	$58.40M58.42M USD₮0	4.14%	81.1%
BNB ChainUSDT · $61.77M	$61.77M61.78M USDT	2.76%	$48.59M48.60M USDT	3.92%	78.7%
ArbitrumUSD₮0 · $45.93M	$45.93M45.95M USD₮0	3.31%	$39.50M39.51M USD₮0	4.30%	86.0%
PolygonUSDT0 · $31.83M	$31.83M31.84M USDT0	3.09%	$20.29M20.29M USDT0	6.58%	63.8%