USDC on Aave V4 Coinbase Stocks

Live USD Coin (USDC) rates on the Aave V4 Coinbase Stocks spoke on Base. On V4 every borrower pays the hub's base rate, and a personal risk premium can be added depending on the collateral behind the loan.

Data from Aave's V4 API · updated 2026-09-25 14:16 UTC

Supply APY

0.00%

earned by suppliers

Base borrow rate

0.00%

before any risk premium

Supplied here

$5.33M

5.33M USDC

Borrowed here

$50.00

50.03 USDC

Hub utilization

0.0%

Coinbase Stocks hub, all spokes

Available to borrow

$5.33M

price $0.9999

USDC supply and borrow rate history

Averages published by Aave's V4 API

Risk settings on this spoke

Can be used as collateral	No
Collateral factor	–
Collateral risk score	0.00%
Max liquidation bonus	–
Liquidation fee	0.00%
Supply cap used	5.33M of 32.00M USDC (16.7%)
Borrow cap used	50.03 of 21.00M USDC (<0.01%)

The collateral factor decides how much you can borrow against this asset. The risk score feeds the borrower's risk premium: the safer the collateral, the lower the premium. How V4 works.

Where the liquidity comes from

Hub	Coinbase Stocks hub
Supplied across the hub	$5.33M
Borrowed across the hub	$50.00
Spokes sharing it	1
Liquidity fee	10.00%
USDC token	0x8335…2913
Spoke contract	0x1790…7B8D
Hub contract	0xa4d5…864E

USDC utilization and interest rate curve

Hub utilization is 0.0% right now. Set by the Coinbase Stocks hub: how the base rate responds as more of the supply gets borrowed.

Base borrow rate Supply rate

Up to 90% utilization the base rate climbs gently from 0.00% to 4.00%. Past that point it climbs steeply, reaching 24.00% when everything is lent out.

USDC elsewhere on Aave

V3 markets and other V4 spokes

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum CoreUSDC · $2.39B	$2.39B2.39B USDC	3.78%	$2.24B2.24B USDC	4.49%	93.8%
ArbitrumUSDC · $182.1M	$182.1M182.09M USDC	2.95%	$155.2M155.24M USDC	3.86%	85.3%
BaseUSDC · $178.7M	$178.7M178.72M USDC	4.11%	$161.3M161.32M USDC	5.09%	90.3%
MonadUSDC · $145.5M	$145.5M145.47M USDC	4.03%	$130.7M130.75M USDC	5.01%	89.9%
Arc MainV4USDC · $143.7M	$143.7M143.69M USDC	0.63%	$56.07M56.08M USDC	1.79%base rate	39.0%
AvalancheUSDC · $66.06M	$66.06M66.06M USDC	5.77%	$61.00M61.00M USDC	6.99%	92.3%
InkUSDC · $64.23M	$64.23M64.23M USDC	4.49%	$49.72M49.72M USDC	6.50%	77.4%
PolygonUSDC · $28.54M	$28.54M28.54M USDC	3.24%	$18.02M18.02M USDC	6.52%	63.1%