USDT (Prime hub) on Aave V4 Bluechip
Live Tether USD (USDT) rates on the Aave V4 Bluechip spoke on Ethereum. On V4 every borrower pays the hub's base rate, and a personal risk premium can be added depending on the collateral behind the loan.
Data from Aave's V4 API · updated
Supply APY
3.23%
earned by suppliers
Base borrow rate
3.95%
before any risk premium
Supplied here
$2.76M
2.76M USDT
Borrowed here
$2.51M
2.51M USDT
Hub utilization
90.9%
Prime hub, all spokes
Available to borrow
$253K
price $0.9998
USDT supply and borrow rate history
Averages published by Aave's V4 API
Base borrow rate Supply APY
| Day | Supply APY | Borrow rate |
|---|
Risk settings on this spoke
| Can be used as collateral | No |
|---|---|
| Collateral factor | – |
| Collateral risk score | 0.00% |
| Max liquidation bonus | – |
| Liquidation fee | 0.00% |
| Supply cap used | 2.76M of 13.13M USDT (21.1%) |
| Borrow cap used | 2.51M of 15.63M USDT (16.1%) |
The collateral factor decides how much you can borrow against this asset. The risk score feeds the borrower's risk premium: the safer the collateral, the lower the premium. How V4 works.
Where the liquidity comes from
| Hub | Prime hub |
|---|---|
| Supplied across the hub | $2.76M |
| Borrowed across the hub | $2.51M |
| Spokes sharing it | 1 |
| Liquidity fee | 10.00% |
| USDT token | 0xdAC1…1ec7 |
| Spoke contract | 0x973a…5A08 |
| Hub contract | 0x9438…F931 |
USDT utilization rate history
Recorded once a day by Aave Tracker
USDT utilization and interest rate curve
Hub utilization is 90.9% right now. Set by the Prime hub: how the base rate responds as more of the supply gets borrowed.
Base borrow rate Supply rate
Up to 92% utilization the base rate climbs gently from 0.00% to 4.00%. Past that point it climbs steeply, reaching 24.00% when everything is lent out.
USDT elsewhere on Aave
V3 markets and other V4 spokes
| Market | Supply APY | Borrow APY |
|---|---|---|
| Ethereum CoreUSDT · $2.90B | 4.05% | 4.85% |
| PlasmaUSDT0 · $760.9M | 4.29% | 4.80% |
| MantleUSDT0 · $156.9M | 3.09% | 3.95% |
| MonadUSDT0 · $76.42M | 11.01% | 13.01% |
| X LayerUSD₮0 · $72.03M | 3.00% | 4.14% |
| BNB ChainUSDT · $61.77M | 2.76% | 3.92% |
| ArbitrumUSD₮0 · $45.93M | 3.31% | 4.30% |
| PolygonUSDT0 · $31.83M | 3.09% | 6.58% |