EURC on Aave Avalanche

Live Euro Coin (EURC) rates on the Aave V3 Avalanche market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

2.97%

earned by suppliers

Borrow APY, variable

4.56%

paid by borrowers

Total supplied

$1.12M

1.00M EURC

Total borrowed

$816K

732.27K EURC

Utilization

73.0%

share of supply that is lent out

Available to borrow

$302K

oracle price $1.1137

EURC supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	10.00%
Flash loans	Enabled
Supply cap used	1.00M of 6.00M EURC (16.7%)
Borrow cap used	732.27K of 5.40M EURC (13.6%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

EURC token	0xC891…2ACD
aToken (aAvaEURC)	0x8a9F…FbdB
Variable debt token	0x5D55…7555
Price oracle	0x3368…62D3
Interest rate strategy	0xCe1C…93da
Pool	0x794a…14aD

Links open the Avalanche block explorer.

EURC utilization and interest rate curve

Utilization is 73.0% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 5.50%. Past that point it climbs steeply, reaching 55.50% when everything is lent out. How Aave interest rates work.

E-Mode categories that include EURC

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (1)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
EURC__USDC_USDT	75.00%	78.00%	5.00%	Yes	No

About EURC on Aave Avalanche

Euro Coin (EURC) is listed on the Aave V3 Avalanche market. Lenders have supplied $1.12M (1.00M EURC) and borrowers owe $816K, so 73.0% of the pool is lent out and $302K is left to borrow. The supply cap is 17% used.

Suppliers earn 2.97% a year, and variable-rate borrowers pay 4.56%. The rate follows utilization: up to 90% the borrow rate rises gently from 0.00% to 5.50%, and above that it climbs steeply to 55.50% when everything is lent out. At 73.0% now, the pool is below that point. Aave keeps 10% of the interest as its reserve factor.

EURC cannot be used as collateral on this market. The best EURC supply rate elsewhere on Aave is 2.38% on Ethereum Core. The cheapest place to borrow it is the Arc Main spoke (V4) at 2.15%. Compare EURC rates on every Aave market.

Among the 5 Aave markets with at least $1M of EURC supplied, this one pays the highest supply rate. Its borrow rate is the 7th lowest of the 7 markets with at least $250K of EURC to lend. A week ago suppliers earned 2.37% and borrowers paid 4.07%, with 65.3% of the pool lent out. Over the past 30 days, the supply rate ranged from 1.71% to 3.03%, and the borrow rate from 3.45% to 4.61% (one reading a day).