EURC on Aave V4 Arc Forex

Q: What is the EURC supply APY on Aave V4 Forex?

0.67% a year right now. It is paid out of what borrowers across the Core hub pay and changes with every deposit, loan and repayment.

Q: What does it cost to borrow EURC on Aave V4 Forex?

The base borrow rate is 2.15%. On Aave V4 each borrower also pays a risk premium on top, set by the collateral behind their loan, so the rate you pay can be higher.

Q: Can I use EURC as collateral on Aave V4 Forex?

Yes, with a collateral factor of 90%: you can borrow up to that share of its value. Safer collateral lowers your risk premium.

Q: Where else can I supply or borrow EURC on Aave?

The best supply rate is 2.97% on Avalanche. The cheapest borrow rate is 2.15% on the Arc Main spoke (V4). Only markets with real liquidity are counted.

Live EURC rates on the Aave V4 Forex spoke on Arc. On V4 every borrower pays the hub's base rate, and a personal risk premium can be added depending on the collateral behind the loan.

Data from Aave's V4 API · updated 2026-11-08 04:27 UTC

Supply APY

0.67%

earned by suppliers

Base borrow rate

2.15%

before any risk premium

Supplied here

$88.0K

79.02K EURC

Borrowed here

$184

164.96 EURC

Hub utilization

34.7%

Core hub, all spokes

Available to borrow

$1.06M

price $1.1136

EURC supply and borrow rate history

Averages published by Aave's V4 API

Risk settings on this spoke

Can be used as collateral	Yes
Collateral factor	90.00%
Collateral risk score	0.00%
Max liquidation bonus	2.00%
Liquidation fee	10.00%
Supply cap used	79.02K of 10.00M EURC (0.8%)
Borrow cap used	164.96 of 9.00M EURC (<0.01%)

The collateral factor decides how much you can borrow against this asset. The risk score feeds the borrower's risk premium: the safer the collateral, the lower the premium. How V4 works.

Where the liquidity comes from

Hub	Core hub
Supplied across the hub	$1.62M
Borrowed across the hub	$563K
Spokes sharing it	2
Liquidity fee	10.00%
EURC token	0xbEf5…21c1
Spoke contract	0x4164…F1bB
Hub contract	0x1728…F79C

EURC utilization and interest rate curve

Hub utilization is 34.7% right now. Set by the Core hub: how the base rate responds as more of the supply gets borrowed.

Base borrow rate Supply rate

Up to 90% utilization the base rate climbs gently from 0.00% to 5.50%. Past that point it climbs steeply, reaching 55.50% when everything is lent out.

About EURC on the Forex spoke

EURC is listed on the Aave V4 Forex spoke on Arc, which draws its liquidity from the Core hub. On this spoke $88.0K is supplied and $184 borrowed, out of $1.62M supplied across the whole hub, shared by 2 spokes. $1.06M is available to borrow.

Suppliers earn 0.67% a year, and borrowers pay the hub's base rate of 2.15% plus a personal risk premium that depends on the collateral behind their loan. The hub is 34.7% borrowed. Up to 90% the base rate rises gently from 0.00% to 5.50%; above that it climbs steeply to 55.50% when everything is lent out.

EURC can back loans here with a collateral factor of 90%. Its collateral risk score of 0% feeds the borrower's risk premium, and liquidators can earn a bonus of up to 2.0%. The best EURC supply rate elsewhere on Aave is 2.97% on Avalanche. The cheapest place to borrow it is the Arc Main spoke (V4) at 2.15%. Compare EURC rates on every Aave market.

Its base borrow rate is the lowest of the 7 markets with at least $250K of EURC to lend. A week ago suppliers earned 0.51% and the base borrow rate was 1.87%, with the hub 30.3% lent out. Over the past 30 days, the supply rate ranged from 0.01% to 0.69%, and the base borrow rate from 0.29% to 2.18% (one reading a day).

EURC on Aave V4 Forex: quick answers

What is the EURC supply APY on Aave V4 Forex?

0.67% a year right now. It is paid out of what borrowers across the Core hub pay and changes with every deposit, loan and repayment.

What does it cost to borrow EURC on Aave V4 Forex?