EURC on Aave V4 Avalanche Main

Live EURC rates on the Aave V4 Main spoke on Avalanche. On V4 every borrower pays the hub's base rate, and a personal risk premium can be added depending on the collateral behind the loan.

Data from Aave's V4 API · updated 2026-11-08 04:27 UTC

Supply APY

1.37%

earned by suppliers

Base borrow rate

3.09%

before any risk premium

Supplied here

0 EURC

Borrowed here

$3.0K

2.71K EURC

Hub utilization

49.8%

Core hub, all spokes

Available to borrow

$3.0K

price $1.1137

EURC supply and borrow rate history

Averages published by Aave's V4 API

Risk settings on this spoke

Can be used as collateral	No
Collateral factor	–
Collateral risk score	0.00%
Max liquidation bonus	–
Liquidation fee	0.00%
Supply cap used	0 of 500.00K EURC (0.0%)
Borrow cap used	2.71K of 400.00K EURC (0.7%)

The collateral factor decides how much you can borrow against this asset. The risk score feeds the borrower's risk premium: the safer the collateral, the lower the premium. How V4 works.

Where the liquidity comes from

Hub	Core hub
Supplied across the hub	$6.1K
Borrowed across the hub	$3.0K
Spokes sharing it	2
Liquidity fee	10.00%
EURC token	0xC891…2ACD
Spoke contract	0x4352…3a56
Hub contract	0xd073…Df6e

EURC utilization and interest rate curve

Hub utilization is 49.8% right now. Set by the Core hub: how the base rate responds as more of the supply gets borrowed.

Base borrow rate Supply rate

Up to 90% utilization the base rate climbs gently from 0.00% to 5.50%. Past that point it climbs steeply, reaching 55.50% when everything is lent out.

About EURC on the Main spoke

EURC is listed on the Aave V4 Main spoke on Avalanche, which draws its liquidity from the Core hub. On this spoke $0 is supplied and $3.0K borrowed, out of $6.1K supplied across the whole hub, shared by 2 spokes. $3.0K is available to borrow.

Suppliers earn 1.37% a year, and borrowers pay the hub's base rate of 3.09% plus a personal risk premium that depends on the collateral behind their loan. The hub is 49.8% borrowed. Up to 90% the base rate rises gently from 0.00% to 5.50%; above that it climbs steeply to 55.50% when everything is lent out.

EURC cannot be used as collateral on this spoke. The best EURC supply rate elsewhere on Aave is 2.97% on Avalanche. The cheapest place to borrow it is the Arc Main spoke (V4) at 2.15%. Compare EURC rates on every Aave market.

A week ago suppliers earned 0.53% and the base borrow rate was 1.92%, with the hub 31.1% lent out. Over the past 30 days, the supply rate ranged from 0.09% to 1.37%, and the base borrow rate from 0.79% to 3.09% (one reading a day).

EURC on Aave V4 Main: quick answers

What is the EURC supply APY on Aave V4 Main?

1.37% a year right now. It is paid out of what borrowers across the Core hub pay and changes with every deposit, loan and repayment.

What does it cost to borrow EURC on Aave V4 Main?

The base borrow rate is 3.09%. On Aave V4 each borrower also pays a risk premium on top, set by the collateral behind their loan, so the rate you pay can be higher.

Can I use EURC as collateral on Aave V4 Main?

No, EURC is not accepted as collateral on this spoke, although it can be supplied to earn interest.

Where else can I supply or borrow EURC on Aave?

The best supply rate is 2.97% on Avalanche. The cheapest borrow rate is 2.15% on the Arc Main spoke (V4). Only markets with real liquidity are counted.

EURC elsewhere on Aave

V3 markets and other V4 spokes

EURC rates on every Aave market →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum CoreEURC · $44.53M	$44.53M39.98M EURC	2.38%	$29.12M26.15M EURC	4.08%	65.4%
BaseEURC · $10.92M	$10.92M9.81M EURC	1.57%	$4.98M4.47M EURC	3.87%	45.5%
Ethereum ForexV4EURC · $1.83M	$1.83M1.65M EURC	1.98%	$11.2K10.05K EURC	3.71%base rate	59.7%
Arc MainV4EURC · $1.53M	$1.53M1.38M EURC	0.67%	$563K505.73K EURC	2.15%base rate	34.7%
AvalancheEURC · $1.12M	$1.12M1.00M EURC	2.97%	$816K732.27K EURC	4.56%	73.0%
Ethereum MainV4EURC · $388K	$388K348.75K EURC	1.98%	$1.06M955.64K EURC	3.71%base rate	59.7%
Arc ForexV4EURC · $88.0K	$88.0K79.02K EURC	0.67%	$184164.96 EURC	2.15%base rate	34.7%
Avalanche ForexV4EURC · $6.0K	$6.0K5.42K EURC	1.37%	$00.000018 EURC	3.09%base rate	49.8%