EURC on Aave Ethereum Core

Live Euro Coin (EURC) rates on the Aave V3 Ethereum Core market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

2.38%

earned by suppliers

Borrow APY, variable

4.08%

paid by borrowers

Total supplied

$44.53M

39.98M EURC

Total borrowed

$29.12M

26.15M EURC

Utilization

65.4%

share of supply that is lent out

Available to borrow

$4.28M

oracle price $1.1136

EURC supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	10.00%
Flash loans	Enabled
Supply cap used	39.98M of 55.00M EURC (72.7%)
Borrow cap used	26.15M of 30.00M EURC (87.2%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

EURC token	0x1aBa…C33c
aToken (aEthEURC)	0xAA6e…2CA0
Variable debt token	0x6c82…8b08
Price oracle	0xa6aB…55a3
Interest rate strategy	0x9ec6…FdFB
Pool	0x8787…A4E2

Links open the Ethereum block explorer.

EURC utilization and interest rate curve

Utilization is 65.4% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 5.50%. Past that point it climbs steeply, reaching 55.50% when everything is lent out. How Aave interest rates work.

E-Mode categories that include EURC

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (1)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
EURC__USDC_USDT_GHO	75.00%	78.00%	5.00%	Yes	No

About EURC on Aave Ethereum Core

Euro Coin (EURC) is listed on the Aave V3 Ethereum Core market on Ethereum. Lenders have supplied $44.53M (39.98M EURC) and borrowers owe $29.12M, so 65.4% of the pool is lent out and $4.28M is left to borrow. The supply cap is 73% used.

Suppliers earn 2.38% a year, and variable-rate borrowers pay 4.08%. The rate follows utilization: up to 90% the borrow rate rises gently from 0.00% to 5.50%, and above that it climbs steeply to 55.50% when everything is lent out. At 65.4% now, the pool is below that point. Aave keeps 10% of the interest as its reserve factor.

EURC cannot be used as collateral on this market. The best EURC supply rate elsewhere on Aave is 2.97% on Avalanche. The cheapest place to borrow it is the Arc Main spoke (V4) at 2.15%. Compare EURC rates on every Aave market.

Among the 5 Aave markets with at least $1M of EURC supplied, this one pays the 2nd highest supply rate. Its borrow rate is the 6th lowest of the 7 markets with at least $250K of EURC to lend. A week ago suppliers earned 2.88% and borrowers paid 4.49%, with 71.8% of the pool lent out. Over the past 30 days, the supply rate ranged from 2.22% to 3.06%, and the borrow rate from 3.94% to 4.63% (one reading a day).