Aave Tracker

EURC on Aave V4 Arc Main

Live EURC rates on the Aave V4 Main spoke on Arc. On V4 every borrower pays the hub's base rate, and a personal risk premium can be added depending on the collateral behind the loan.

Data from Aave's V4 API · updated

Supply APY

0.67%

earned by suppliers

Base borrow rate

2.15%

before any risk premium

Supplied here

$1.53M

1.38M EURC

Borrowed here

$563K

505.73K EURC

Hub utilization

34.7%

Core hub, all spokes

Available to borrow

$1.06M

price $1.1136

EURC supply and borrow rate history

Averages published by Aave's V4 API

Risk settings on this spoke

Can be used as collateralNo
Collateral factor–
Collateral risk score0.00%
Max liquidation bonus–
Liquidation fee0.00%
Supply cap used1.38M of 20.00M EURC (6.9%)
Borrow cap used505.73K of 18.00M EURC (2.8%)

The collateral factor decides how much you can borrow against this asset. The risk score feeds the borrower's risk premium: the safer the collateral, the lower the premium. How V4 works.

Where the liquidity comes from

HubCore hub
Supplied across the hub$1.62M
Borrowed across the hub$563K
Spokes sharing it2
Liquidity fee10.00%
EURC token0xbEf5…21c1
Spoke contract0xB843…134d
Hub contract0x1728…F79C

EURC utilization and interest rate curve

Hub utilization is 34.7% right now. Set by the Core hub: how the base rate responds as more of the supply gets borrowed.

Base borrow rate Supply rate

Up to 90% utilization the base rate climbs gently from 0.00% to 5.50%. Past that point it climbs steeply, reaching 55.50% when everything is lent out.

About EURC on the Main spoke

EURC is listed on the Aave V4 Main spoke on Arc, which draws its liquidity from the Core hub. On this spoke $1.53M is supplied and $563K borrowed, out of $1.62M supplied across the whole hub, shared by 2 spokes. $1.06M is available to borrow.

Suppliers earn 0.67% a year, and borrowers pay the hub's base rate of 2.15% plus a personal risk premium that depends on the collateral behind their loan. The hub is 34.7% borrowed. Up to 90% the base rate rises gently from 0.00% to 5.50%; above that it climbs steeply to 55.50% when everything is lent out.

EURC cannot be used as collateral on this spoke. The best EURC supply rate elsewhere on Aave is 2.97% on Avalanche. The cheapest place to borrow it is the Arc Forex spoke (V4) at 2.15%. Compare EURC rates on every Aave market.

Among the 5 Aave markets with at least $1M of EURC supplied, this one pays the 5th highest supply rate. Its base borrow rate is the lowest of the 7 markets with at least $250K of EURC to lend. A week ago suppliers earned 0.51% and the base borrow rate was 1.87%, with the hub 30.3% lent out. Over the past 30 days, the supply rate ranged from 0.01% to 0.69%, and the base borrow rate from 0.29% to 2.18% (one reading a day).

EURC on Aave V4 Main: quick answers

What is the EURC supply APY on Aave V4 Main?

0.67% a year right now. It is paid out of what borrowers across the Core hub pay and changes with every deposit, loan and repayment.

What does it cost to borrow EURC on Aave V4 Main?

The base borrow rate is 2.15%. On Aave V4 each borrower also pays a risk premium on top, set by the collateral behind their loan, so the rate you pay can be higher.

Can I use EURC as collateral on Aave V4 Main?

No, EURC is not accepted as collateral on this spoke, although it can be supplied to earn interest.

Where else can I supply or borrow EURC on Aave?

The best supply rate is 2.97% on Avalanche. The cheapest borrow rate is 2.15% on the Arc Forex spoke (V4). Only markets with real liquidity are counted.

EURC elsewhere on Aave

V3 markets and other V4 spokes

EURC rates on every Aave market →
Market Total supplied Supply APY Total borrowed Borrow APY Utilization
Ethereum CoreEURC · $44.53M $44.53M39.98M EURC 2.38% $29.12M26.15M EURC 4.08% 65.4%
BaseEURC · $10.92M $10.92M9.81M EURC 1.57% $4.98M4.47M EURC 3.87% 45.5%
Ethereum ForexV4EURC · $1.83M $1.83M1.65M EURC 1.98% $11.2K10.05K EURC 3.71%base rate 59.7%
AvalancheEURC · $1.12M $1.12M1.00M EURC 2.97% $816K732.27K EURC 4.56% 73.0%
Ethereum MainV4EURC · $388K $388K348.75K EURC 1.98% $1.06M955.64K EURC 3.71%base rate 59.7%
Arc ForexV4EURC · $88.0K $88.0K79.02K EURC 0.67% $184164.96 EURC 2.15%base rate 34.7%
Avalanche ForexV4EURC · $6.0K $6.0K5.42K EURC 1.37% $00.000018 EURC 3.09%base rate 49.8%
Avalanche MainV4EURC · $0 $00 EURC 1.37% $3.0K2.71K EURC 3.09%base rate 49.8%